Better Credit Can Mean Better Rates
Whether you are preparing for a car, a home, insurance, or your next financial move, BQRates connects you with an experienced credit team that can help you understand where you stand and what comes next.
More than two decades of consumer-credit experience.
Talk to a Credit ExpertStart With a Credit Conversation
Tell us how we can help. There is no need to have all the answers before you reach out.
Your Credit Concierge
BQRates is built around having a knowledgeable team available when you need credit guidance, whether something needs attention today or you simply want someone in your corner.
Improve
Understand the items affecting your credit and the steps that may help strengthen your profile.
Monitor
Stay aware of your progress and have a resource available when your credit situation changes.
Ask
Have a credit question? You do not need to navigate it alone. Our team is here to explain what matters.
How It Works
Connect
Tell us what you want to accomplish.
Review
We learn more about your credit situation and priorities.
Plan
Get guidance on the next steps that fit your situation.
Stay Ready
Use us as an ongoing credit resource as new questions or opportunities come up.
Credit Expertise Seen in the Media
Paul Oster and Better Qualified have been featured in national and New York-area media discussing consumer credit, debt, lending, and credit-score issues.
Avoiding the Holiday Debt Hangover
Paul Oster discusses keeping holiday spending from damaging consumers throughout the year.
CBS NEW YORKFICO Changes and Consumer Credit
Paul Oster explains how changes in scoring can affect borrowing costs.
CBS NEW YORKVacation Debt and Credit Scores
Consumer guidance on balances, utilization, and the long-term cost of debt.
Experience Behind the Advice
Paul Oster is the founder and CEO of Better Qualified and a Certified FICO Professional. His consumer-credit commentary has appeared across ABC, CBS, Fox Business and other media.
BQRates brings that experience into a consumer-first platform designed to help people understand, improve, and stay engaged with their credit.
Speak With the TeamCredit Support for Life’s Next Opportunity
Auto financing, homeownership, insurance, business goals and everyday borrowing can all be affected by credit. BQRates is designed to help you stay prepared.